Redundancy Insurance – 5 things you never knew.

Many people are taking out redundancy insurance. Here’s a little guide to what’s available.
It’s a common thought that Redundancy Insurance is Redundancy Insurance and there is very little to choose between policies. This would be an easy impression to get if you shopped around amongst the high street banks and building societies.
There are choices though, [...]

Mortgages – beginnings of a trend?

I have just blogged about an e-mail I recieved from the Abbey, regarding a mortgage that is only open to existing current account holders only.
Yesterday, I spoke to a customer and the league table had a product from the Coventry Building Society at the top of the list. One of the criteria – Coventry Savings [...]

New 90% mortgage available…

Step by step the mortgage market is slowly becoming a little more relaxed about lending.
I have just had an e-mail from one of the mortgage clubs with a reasonably decent deal it has come up with from the Abbey for a mortgage requiring just a 10% deposit.
Now, in my world, we all know Abbey’s usual [...]

Self Cert – The devil’s work, or a saviour for the self employed…

Self certification mortgages. Surely if you want to obtain a mortgage and say you earn £30,000 pa, you should be able to prove it?
Well, self certification mortgages are where you don’t, and that seems to be an encouragement to commit fraud, so why bother having them?
Well traditional lenders are a bit, …well, traditional,  about what [...]

Delighted to read on facebook this morning

…one of my old school friends, Mike, lives in Munich.
In Munich, they’ve been building a spanking new bus station (Check out the architecture here) with the aim to improve their fully integrated transport system.
During the building process Munich changed their emmissions rules.  Sadly most of the buses that arrive (from ‘ex communist’ places to the [...]